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Documenting Workers’ Comp Claims

September 9, 2009

When an employee fakes an injury it’s usually an internal injury, an injury that can not be observed visually. Injuries to the neck and back are popular claims of false injuries in the workplace. Injuries such as cuts and bruises have visible effects and are not easily faked. Employees who are working on a temporary basis are often more tempted to file a false injury claim than those who are full time employees.

Workers compensation insurance protects employees who are injured while on the job. This benefit pays for the loss of wages and medical expenses while the employee recovers.

Most employees are honest. Only a small percentage of employees file fraudulent injury claims for profit. However, the financial damage they cause to the employer and the insurance provider is enormous.

An employer should keep detailed records of incidents that occur in the workplace regardless of whether or not an injury claim was filed. It is essential for an employer to establish an internal, investigative protocol for accidents that have occurred. Written statements generated from eyewitness accounts should be kept on record in addition to a written statement provided by the injured employee. Photos of the accident scene, the equipment involved and visible injuries to the employee may also be of assistance in the future. The employer’s insurance company and legal counsel should also be contacted for advice.

Ohio Workers’ Comp Investigation

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